Become a Lender
Put your capital to work with real estate-backed hard money loans. Transparent terms, first-position liens, and a hands-on team managing every deal.
Your Capital.
Real Property.
Clear Terms.
Traditional investments often lack transparency or tie up your money for years with little visibility into where it goes. Private lending through Linchpin Realty is different. Every dollar you deploy is secured by a tangible asset, real property, with clearly defined terms, timelines, and protections.
We handle the sourcing, underwriting, servicing, and collection. You provide the capital. We provide the infrastructure and deal flow to keep it working.
Straightforward Structure
We Source the Deal
We identify and vet borrowers, evaluate properties, and structure loans with built-in protections. You see every deal before committing a dollar.
You Fund the Loan
Choose the deals that fit your criteria. Funds are secured by a recorded deed of trust on the property. First-position lien, every time.
We Manage Everything
Servicing, draw inspections, payment collection, and borrower communication. We handle the day-to-day so you do not have to.
First-Position Liens
Every loan is secured by a first-position deed of trust on the underlying property. Your capital is backed by a real, tangible asset.
Full Transparency
You receive complete loan documentation: appraisals, title reports, borrower details, and project scope. All before funding any deal.
Defined Terms
Interest rates, loan duration, and payment schedule are established up front. No ambiguity, no moving targets.
Hands-Off Management
We handle borrower relations, draw inspections, and payment processing. You stay informed without having to manage the details.
Built for Serious Capital
Private lending is not for everyone. It works best for individuals or entities with available capital looking for an alternative to traditional fixed-income products. People who value asset-backed security, defined timelines, and direct involvement in where their money goes.
If that sounds like you, let us have a conversation.
Ready to Deploy Capital?
No pitch deck, no pressure. Just a conversation about how private lending works and whether it fits your goals.
Lending Resources
